We value you as our
customer and strongly believe in protecting the confidentiality and security of
information we collect about you.
This document outlines our privacy policy regarding information about our
customers. We comply with state and
federal regulations and our own high standards regarding privacy and
confidentiality when processing, administering and maintaining financial
products or services that you purchase from us.
Information We Collect and
From Whom We Collect It
We collect nonpublic
personal information about you from the following sources: 1) information we
receive from you on applications or other forms; 2) information about your
transactions with us or our affiliates; and 3) information we obtain from
non-affiliated third parties, including consumer reporting agencies.
What We Do With Your
Information
We keep the information you
provide confidential during and after your relationship with us, and use it
ourselves only in connection with matters involving your insurance and the
services we provide. By “ourselves”
we mean only employees of the company and insurance agents contracted with us.
Information We Disclose
and To Whom We Disclose It
We do not release any
non-public information about you to any non-affiliated third parties except as
authorized in your application. The
information you provided when you applied for your policy is not disclosed to
anyone other than those authorized by you in your application, and then only to
the extent necessary for underwriting and issuing your policy with the following
exceptions: 1) We may disclose
non-public information to one of our affiliated companies to process a
transaction for you (for example, to process claims); 2) with your written
authorization; and 3) otherwise as permitted by law.
Your Right to Verify
Accuracy of Information We Collect
You have the right to
review the personal information we collect about you.
If you believe any of this information about you contains errors, please
contact us so we may review our files.
Security Procedures to
Protect Your Information
We maintain physical,
electronic, and procedural safeguards that comply with applicable regulatory
standards to guard your nonpublic personal information.
Also, when you are using our web site, you can do so with confidence that
we do not track your use of it in any way, or collect any information that you
do not intentionally send to us.
Privacy Policy Changes
We will notify you if we
make changes to this privacy policy in the future.