Our Privacy Policy


We value you as our customer and strongly believe in protecting the confidentiality and security of information we collect about you.  This document outlines our privacy policy regarding information about our customers.  We comply with state and federal regulations and our own high standards regarding privacy and confidentiality when processing, administering and maintaining financial products or services that you purchase from us.


Information We Collect and From Whom We Collect It


We collect nonpublic personal information about you from the following sources: 1) information we receive from you on applications or other forms; 2) information about your transactions with us or our affiliates; and 3) information we obtain from non-affiliated third parties, including consumer reporting agencies.


What We Do With Your Information


We keep the information you provide confidential during and after your relationship with us, and use it ourselves only in connection with matters involving your insurance and the services we provide.  By “ourselves” we mean only employees of the company and insurance agents contracted with us. 


Information We Disclose and To Whom We Disclose It


We do not release any non-public information about you to any non-affiliated third parties except as authorized in your application.  The information you provided when you applied for your policy is not disclosed to anyone other than those authorized by you in your application, and then only to the extent necessary for underwriting and issuing your policy with the following exceptions:  1) We may disclose non-public information to one of our affiliated companies to process a transaction for you (for example, to process claims); 2) with your written authorization; and 3) otherwise as permitted by law. 


Your Right to Verify Accuracy of Information We Collect


You have the right to review the personal information we collect about you.  If you believe any of this information about you contains errors, please contact us so we may review our files.


Security Procedures to Protect Your Information


We maintain physical, electronic, and procedural safeguards that comply with applicable regulatory standards to guard your nonpublic personal information.  Also, when you are using our web site, you can do so with confidence that we do not track your use of it in any way, or collect any information that you do not intentionally send to us.


Privacy Policy Changes


We will notify you if we make changes to this privacy policy in the future.