American-Amicable Life Insurance Company of Texas
requires that each visitor (a “User”) to this Internet site on the World Wide
Web (the “Site”) adhere to the following Terms and Conditions.
By accessing this Site, each User acknowledges that he or she has read,
understands and accepts each of the Terms and Conditions.
If at any time you do not accept the terms and conditions, do not access the web
site or any of its pages. Do not
click “Accept” until and unless you understand and accept these terms and
conditions.
Due to possible
linguistic differences, advertising statements in Spanish may not necessarily
reflect the content of the policy written in English.
In the event of a dispute concerning policy terms, the policy written in
English will apply.
Laws and Regulations
Access to and use of this Site are subject to all applicable federal, state and
local laws and regulations.
Access to Password Protected or Secure Areas
Access to and use of
password protected or secure areas of this Site are restricted to authorized
persons only. Any User who accesses
or attempts to access such areas without authorization may be subject to
prosecution.
All content on this Site is protected by applicable copyright laws.
Users are prohibited from modifying, copying, distributing, transmitting,
displaying, publishing, selling, licensing, creating derivative works or using
any content on this Site for commercial or public purposes.
The trademarks, logos and service marks (the “Marks”) displayed on this
Site are the property of American-Amicable Life Insurance Company of
The product material described on this Site is provided for informational
purposes only. This material is
intended solely to provide a general overview of the types of products and range
of services available from American-Amicable Life Insurance Company of
The products described on this Site may not be available in all states or other
jurisdictions.
This web site is controlled by us from our offices within the
American-Amicable Life Insurance Company of
The products referenced on this Site have restrictions, limitations, and terms regarding coverage. For complete details concerning coverage and product availability in your state, call 1-800-736-7311.
All information on this Site is provided to you “as is” without any warranty of
any kind, either express or implied, as to the accuracy or completeness of the
information, text, graphics, or other items contained on this Site.
American-Amicable Life Insurance Company of
You may print a copy of the information contained herein for your personal use
only, but you may not reproduce or distribute the text or graphics to others or
substantially copy the information on your own server or link to this web site
without prior permission of American-Amicable Life Insurance Company of
You may leave this Site
and access other sites on the World Wide Web that American-Amicable Life
Insurance Company of
Please refer to the privacy notice section on the home page of the Site.
Personal information transmitted to us will be treated in accordance with
our Privacy Policy.
Limitation of Liability
American-Amicable
Life Insurance Company of Texas
specifically disclaims any liability (whether based in contract, tort,
statutory, strict liability or otherwise) for any direct, indirect, incidental,
consequential, or special damage arising out of or in any way connected with
access to or use of this Site (even if American-Amicable
Life Insurance Company of Texas
has been advised of the possibility of any such damage), including any liability
associated with any virus that may infect a User's computer equipment. Under no
circumstance will American-Amicable
Life Insurance Company of
No Representation as to Suitability
American-Amicable
Life Insurance Company of
Forward-Looking Statements
This Site includes "forward-looking statements" that express expectations of
future events and/or results. All statements based on future expectations rather
than on historical facts are forward-looking statements that involve a number of
risks and uncertainties, and American-Amicable
Life Insurance Company of
You can identify these statements by the fact that they do not relate strictly
to historical or current facts.
They typically use words such as “anticipate,” “estimate,” “expect,” “project,”
“intend,” “plan,” “believe,” and other similar words.
Any or all of the forward-looking statements here or in other
publications may turn out to be incorrect.
Forward-looking statements can be affected by inaccurate assumptions or by known
or unknown risks and uncertainties.
Many such factors will be important in determining our actual future results.
Consequently, there can be no assurance that the results described in
such forward-looking statements will be realized.
The risks and uncertainties that may cause actual results to differ
materially from those expressed in such forward-looking statements include, but
are not limited to, the following:
(i) changes in general economic conditions, including the performance of
financial markets and interest rates; (ii) heightened competition, including
with respect to pricing, entry of new competitors and the development of new
products by new and existing competitors; (iii) unanticipated changes in
industry trends; (iv) catastrophe losses; (v) adverse litigation or arbitration
results; (vi) regulatory, accounting or tax changes that may affect the cost of,
or demand for, the company’s products or services; (vii) downgrades in the
company’s and its affiliates claims paying ability, financial strength ratings
or debt ratings; (viii) changes in rating agency policies or practices; (ix)
discrepancies between actual claims experience and assumptions used in setting
prices for the company’s products and establishing the liabilities for the
company’s obligations for future policy benefits and claims;
(x) discrepancies between actual
experience and assumptions used in establishing liabilities related to other
contingencies or obligations; (xi)
the effects of business disruption or economic contraction due to terrorism or
other hostilities. The company
specifically disclaims any obligation to update or revise any forward-looking
statement, whether as a result of new information, future developments or
otherwise. Given these
uncertainties, you should not place undue reliance on these forward-looking
statements.
Changes to Rules and Regulations
American-Amicable
Life Insurance Company of
Violations of Rules and Regulations
American-Amicable
Life Insurance Company of
I have read the foregoing Terms and Conditions of web site use and agree to
abide and be bound by them.